Tuesday, February 10, 2009

Making A Slide Projector

A reader asks me questions

Ionel Hello,
Here are my answers, there may be some small mistakes discount prices and costs.
But I do my best.
- Do you know what are the legal procedures to follow for foreigners to settle in the long term? must take the steps with the Embassy of Venezuela in Canada.
They are only allowed to issue you a visa long-stay (in your case ret)
- How is the level of general life on the island and especially how a foreigner can adapt in the long term? Everyone is not in local life, the warmth and nonchalance are sometimes difficult to bear
* I speak Romanian, French and English .. surely a few months I'll manage to learn a little English too
Imperative, the sooner you speak English and better be.
* how much money (dollars, euros) per month you need to live comfortably? All
between $ 800 and 1.200US
- What are the steps to buy a property (house, apartment):
Register with the Venezuelan tax authorities,
agent or real estate agent or owner,
Counsel for drafting Document
Office Notarial
Registration in real estate and cadastre
* you know of local real estate? Yes
* price in general a decent apartment (minimum 2 bedrooms) or a house?
- on a range between $ 40,000 and 150.000US
- inside the city between $ 30,000 and 150.000US
- what places (cities) on the island are the best place to live? Pampatar, Costa Azul, Juan Griego
- An alien, if he needs a mortgage in Venezuela, can he get there with the local banks? No, there must be a resident status or 5 years minimum.
* if yes, do you know the procedures, interest rates and the maximum?
* Is there a down payment required to give and how much?
* 30% the cost of home insurance? Variable between 200 and 1.000US $ / year
- How much does it cost to rent a decent apartment (2 bedrooms)?
Hard to find, the island is oriented rental
* on the beach? Between 400 and 1.000US $ / month *
within a city? Between 300 and 800US $ / month
- Can we bring our car with us? Too much complication
* if yes, we are forced to save the island? Yes
* Canadian driver's license is it recognized there? Not
* the cost of auto insurance? Between 60 and 200US/an
* general condition of the road system on the island? Medium to poor
- Is there the possibility that my pension is transferred to a bank on the island? Yes But
* * if so, it will be converted into local currency? Yes But
* * do you know the exchange rate between the local currency and the Canadian dollar? $ 1 USD = 1.76 * BsF
banks' request for the transfer fees? Yes
* can I still have and use my credit cards Canadian (Master Card and Visa) on site? Yes But *
* WARNING there is a change follow parallel on 02/06/2009 1US $ = 5 and 5.75
* can I get a debit card and credit from a local bank?
debit card: Yes even with a tourist visa, but not all banks.
credit card: No you need a residency (but you must learn some banks accept)
- The health system:
* Is well established (hospitals, specialist doctors, dentists etc.)? Yes you can get free health care but the waiting is horrible.
* you need medical insurance (consultation, hospitalization, dental, etc..) And the costs of such medical insurance)? Important , between 200 and 400US $ / year
- The judiciary and bureaucracy?
* Is it fair or corrupt? Yes and no, we can achieve much within the law and providing gifts for services rendered
* to consult a lawyer, a notary public (price in general) Notary offices are there to formalize a document, counsel official rates generally do not cover for information
* General-police relations - citizens? correct, but it is better to be in order.
- Security in general on the island (for foreigners)? Venezuelans are increasingly the target of thugs.
I hope that answers your questions, in return I ask your permission to publish the questions and answers oculta your details.
In advance thank you
Hasta luego y feliz día
Lawrence

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